What is the difference between KYC Registered vs Validated?

KYC Registered: Done without Aadhaar or without Aadhaar OTP/Biometric authentication. You can only invest in existing AMCs. KYC Validated: Fully authenticated via Aadhaar OTP or Biometrics. You can invest in any mutual fund without restrictions.

CKYC (Central KYC) is an initiative by the Government of India to centralize your KYC records across all financial institutions (banks, mutual funds, insurance, etc.). Once CKYC is done, you don't need to do KYC again for different financial products.

How long does KYC verification take?

Online eKYC based on Aadhaar OTP is usually verified instantly or within 24-48 hours. Physical KYC or non-Aadhaar KYC can take anywhere from 5 to 7 working days to reflect across all KRAs.

Why does KYC get rejected or put on hold?

Common reasons include: Name mismatch between PAN and Aadhaar/Bank, unclear or cropped document uploads, email or mobile number not validated (missing OTP verification), and mismatch in date of birth.

What is KYC 'On-Hold' status and how can I resolve it?

KYC 'On-Hold' or 'Under Process' typically indicates that your Aadhaar was not validated via OTP, your PAN-Aadhaar linking is incomplete, or your email/mobile contact verification failed. You can resolve it online by visiting any KRA portal or your fund's re-KYC portal to complete Aadhaar OTP or video eKYC.

Can Non-Resident Indians (NRIs) complete mutual fund KYC online?

Yes, NRIs can complete KYC online via video In-Person Verification (IPV) with designated KRAs or through AMC portals, submitting scanned copies of their passport, valid visa/work permit, foreign address proof, and Indian PAN card.

Do I need to do fresh KYC when starting an investment with a new AMC?

If your KYC status is 'KYC Validated' (Aadhaar OTP authenticated), you do not need fresh KYC for any new AMC or mutual fund distributor. If your status is only 'KYC Registered', you can continue investing in existing AMCs, but new AMCs will require you to upgrade to 'Validated' status.

finance-investment100% Client-Side LocalOfficial KYC Links of KRAs, AMCs, RTAs

Mutual Fund KYC Status Check – KRA, eKYC & Official Links

This free online hub lets you check your mutual fund KYC status across all KRAs — CVL KRA, CAMS KRA, KFin KRA, and NDML — validate existing KYC details, initiate or update eKYC, and access official portals for all major AMCs and RTAs. Everything in one place, no app download required.

Privacy Guarantee: PAN format validation and directory indexing run purely in your browser. You are routed directly to official SEBI-registered KRA portals with zero intermediary logging.

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